Crumpler Coupon Code: October 2026

T&Cs *See https://www.covermore.com.au/40birthday-terms?utm_source=commission-factory&utm_medium=affiliate&utm_campaign=40+birthday+terms for full terms and conditions (“Terms”). The Promoter is Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Level 14, 118 Mount St, North Sydney NSW 2060 (“Promoter”). By participating, Eligible Entrants unconditionally agree to the Terms, including the potential sharing of data or information collected with any holding company or subsidiary of Cover-More Insurance Services Pty Ltd, or holding company of any subsidiary of Cover-More Insurance Services Pty Ltd. Open to Australian residents o who purchased a policy with the Promoter (whether for themselves on or on behalf of others), and who as of the date of entry, have a valid Velocity Frequent Flyer membership with Velocity Frequent Flyer Pty Ltd 60 601 408 824 (Velocity) and who have fulfilled the requirements set out below (“Eligible Entrants”. The Cover-More 40th Birthday competition commences on 27 July 2026 at 00:00 AEST and closes on 21 August 2026 at 23:59 AEST (“Incentive Period”). Eligible Entrants will have the chance to win $40,000.00 cash (AUD) and 40,000 Velocity Frequent Flyer Points. Total prize pool: AUD$41,000.00 as at 20/07/2026. To enter, buy a travel insurance policy using the promo code 40BDAY on covermore.com.au. All policies issued through a Cover-More Industry Sales travel agent and Cover-More Authorised Representative are automatically entered. The policy must be valid at the time of the draw. Corporate, Business and Group policies are excluded. Eligible Entrants via covermore.com.au must provide all contact details, including a valid email address and residential address, to be eligible to win. Eligible Entrants may only enter in their own name. Only one entry per Eligible Entrant will be eligible for the draw. All policies issued through Cover-More Industry Sales travel agent and Cover-More Authorised Representative are automatically entered. Entries must be received by the Promoter prior to the end of the Incentive Period. The Promoter’s decision is final but subject to the applicable legislation. The winner will be notified by email. Authorised under permit number: ACT TP 26/01545.1, NSW TP/03956, SA T26/1192. Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). For further information see Zurich’s financial strength rating. Any advice provided is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. Visit www.covermore.com.au for a copy of the Target Market Determination for our products.

T&Cs We cannot provide cover for claims arising in countries that are subject to sanctions. To check if your intended destination is currently subject to sanctions, visit smartraveller.gov.au *See https://www.covermore.com.au/flyaway-terms?utm_source=commission-factory&utm_medium=affiliate&utm_campaign=flyaway for full terms and conditions (“Terms”). The Promoter is Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145) of Level 14, 118 Mount St, North Sydney NSW 2060 (“Promoter”). By participating, entrants unconditionally agree to the Terms, including the potential sharing of data or information collected with any holding company or subsidiary of Cover-More Insurance Services Pty Ltd, or holding company of any subsidiary of Cover-More Insurance Services Pty Ltd. Open to Australian and New Zealand residents over the age of 18 years (“Eligible Entrants”). The Flyaway Campaign opens on 8/12/2025 at 00:00 AEDT and closes on 31/12/2025 at 23:59 AEDT. Eligible Entrants will have the chance to win one of two return Economy Class International Short-Haul Virgin Australia flight certificates for two passengers from the nearest capital city to the winner’s place of residence serviced by Virgin Australia. Virgin International Short-Haul destination options include Bali, Fiji, Samoa, Vanuatu, or Queenstown, New Zealand, valued at AUD $5,500.00 as at 8/12/2025. To enter, Eligible Entrants must purchase a valid domestic or international travel insurance policy (excluding Great Stay policies) via https://www.covermore.com.au/flyaway?promocode=FLYAWAY&utm_source=commission-factory&utm_medium=affiliate&utm_campaign=flyaway using the promotional code FLYAWAY at the checkout within the Incentive Period. The travel insurance policy must be valid at the time of the draw. The Promoter’s decision is final but subject to the applicable legislation. The winner will be notified by email. Authorised under permit number: ACT Permit Number ACT TP 25/02909. SA Permit number T25/2066 Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) on behalf of the product issuer Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). For further information see Zurich’s financial strength rating. Any advice provided is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance. Visit www.covermore.com.au for a copy of the Target Market Determination for our products.